Glasshouse Fund
Decision journal

AI fund decision · August 24, 2026

Maintain all current positions and retain the elevated cash reserve. This avoids repeating recent AAPL trade reversals, respects concentration and momentum risks identified in fund memory, and preserves flexibility while waiting for clearer confirmation from market breadth and upcoming technology earnings.

Outlook: NEUTRALPortfolio $1,037,263Cash 25.8%Grounding: ok

Trades

No trades this day. The fund held.

Market calls

A directional call (beat or lag the S&P 500 over the horizon) on every researched name, whether or not the fund traded it. 34 calls (9 outperform, 25 underperform); 0 became trades. These are the fund's calibration record.

beat SPYlag SPYAAPL: underperform at 64%AMD: underperform at 70%AMZN: outperform at 55%APLD: underperform at 72%ASML: underperform at 58%AVGO: underperform at 66%BE: underperform at 67%CAT: underperform at 65%CORZ: underperform at 80%CRWV: underperform at 59%GLW: underperform at 68%GOOGL: underperform at 59%HD: underperform at 55%INTC: underperform at 75%IREN: underperform at 57%JNJ: outperform at 70%JPM: outperform at 57%MA: outperform at 69%META: underperform at 76%MSFT: outperform at 73%MU: underperform at 56%NVDA: outperform at 56%ORCL: underperform at 61%PG: underperform at 54%QQQ: underperform at 58%SNDK: underperform at 62%SPY: outperform at 50%TSLA: underperform at 55%TSM: underperform at 54%UNH: underperform at 71%V: outperform at 66%WMT: underperform at 73%XOM: outperform at 63%^VIX: underperform at 60%50%60%70%80%90%100%
Each tick is one call, placed by stated confidence. Hover for the name.
All 34 calls, with reasoning
SymbolCallConf.Why
CORZUnderperform SPY80%A 20.5% 30-day decline and 11.5% five-day decline show a well-established downtrend.
METAUnderperform SPY76%A 14.9% 30-day decline, negative five-day return, and price below cost indicate sustained relative weakness.
INTCUnderperform SPY75%INTC's negative five-day and 30-day performance signals persistent weakness in a pressured semiconductor group.
MSFTOutperform SPY73%MSFT's 20.3% 30-day gain and positive five-day return are the clearest relative-strength signals in the portfolio.
WMTUnderperform SPY73%WMT's 9.1% five-day decline and 7.4% 30-day loss indicate meaningful negative momentum.
APLDUnderperform SPY72%The stock's 12.7% five-day decline and negative 30-day return show pronounced downside momentum.
UNHUnderperform SPY71%UNH is below cost and down 7.5% over 30 days, with no supplied evidence of stabilization.
AMDUnderperform SPY70%AMD is down 6.0% over 30 days and 6.5% over five days amid broad semiconductor selling.
JNJOutperform SPY70%JNJ's 8.6% 30-day and 3.0% five-day gains demonstrate strong defensive relative strength.
MAOutperform SPY69%MA is strong over both 30 days and five days, supporting continued payments-sector relative strength.
GLWUnderperform SPY68%The sharp 13.5% five-day decline and negative 30-day return outweigh longer-term thematic interest.
BEUnderperform SPY67%A 13.2% five-day drop indicates elevated volatility and insufficient confirmation despite a positive 30-day return.
AVGOUnderperform SPY66%Negative five-day and 30-day returns indicate weak relative momentum in the current chip selloff.
VOutperform SPY66%V has positive five-day and 30-day returns, supporting a durable relative-strength view.
CATUnderperform SPY65%CAT is down over both five and 30 days, materially trailing the positive benchmark trend.
AAPLUnderperform SPY64%A 5.2% 30-day decline versus SPY's gain indicates unresolved relative weakness despite a modest five-day rebound.
XOMOutperform SPY63%XOM's 12.0% 30-day and positive five-day returns provide favorable relative momentum despite oil-price headline risk.
SNDKUnderperform SPY62%The stock retains strong 30-day momentum but its 10.7% five-day decline signals substantial near-term volatility.
ORCLUnderperform SPY61%Exceptional 30-day gains are vulnerable after news of a sharp overnight decline, suggesting elevated reversal risk.
^VIXUnderperform SPY60%The VIX is down 18.9% over 30 days and remains subdued, though event risk could create temporary spikes.
CRWVUnderperform SPY59%Strong 30-day appreciation is undermined by a 17.1% five-day decline, leaving unfavorable near-term risk/reward.
GOOGLUnderperform SPY59%Flat five-day action does not yet reverse its negative 30-day return relative to SPY.
ASMLUnderperform SPY58%Positive 30-day performance is offset by a 6.3% five-day decline and current semiconductor-sector weakness.
QQQUnderperform SPY58%Technology-sector weakness and a negative five-day return suggest QQQ may lag the broader SPY near term.
IRENUnderperform SPY57%The positive 30-day return is offset by a 6.7% five-day decline and elevated AI-infrastructure volatility.
JPMOutperform SPY57%Positive 30-day performance and a profitable position support a modest relative-strength outlook despite recent weakness.
MUUnderperform SPY56%Strong 30-day momentum is being challenged by a 4.4% five-day decline amid broad chip-sector pressure.
NVDAOutperform SPY56%Positive 30-day performance supports the longer-term case, but weak five-day action and earnings risk keep conviction modest.
AMZNOutperform SPY55%Its 3.5% 30-day gain slightly exceeds SPY and the five-day pullback is modest, but the edge is limited.
HDUnderperform SPY55%HD has only modest 30-day appreciation and slightly negative five-day momentum, offering limited relative-strength evidence.
TSLAUnderperform SPY55%The strong five-day rebound is not confirmed by a negative 30-day return, leaving a volatile and uncertain setup.
PGUnderperform SPY54%Small five-day strength does not overcome its negative 30-day return versus the rising benchmark.
TSMUnderperform SPY54%Positive 30-day momentum is offset by a negative five-day move and current semiconductor risk aversion.
SPYOutperform SPY50%SPY is the benchmark itself; this neutral-equivalent 0.50 confidence reflects no asserted relative edge.

The debate

Bull, bear and risk cases: bull 0.78 · bear 0.91 · risk 0.98
bull case · conviction 0.78

The evidence supports holding and selectively adding to the portfolio’s strongest relative-strength leaders rather than retreating to cash. The S&P 500 gained 3.52% over 30 days, while MSFT (+20.35%), JNJ (+8.61%), MA (+6.06%), NVDA (+5.63%), and JPM (+3.75%) outperformed or matched it. Several of these leaders are also advancing over the latest five sessions, indicating that the recent market pullback has not broadly broken their momentum. The backdrop is constructive: the VIX is down 18.87% over 30 days, while earnings, AI investment, payments growth, healthcare developments, and product announcements provide identifiable catalysts. The case is strongest for continuing to own proven winners, with additions concentrated in names showing both positive medium-term momentum and current relative strength.

  • MSFT is the clearest momentum leader: its 30-day return of 20.35% is nearly six times the S&P 500's 3.52%, and it remains positive over five days at 0.79%. News flow continues to center on Azure, AI growth, and whether AI spending pays off.
  • JNJ combines strong relative strength with improving near-term momentum: 30-day performance is 8.61% versus 3.52% for the benchmark, and five-day performance is 3.00%. Recent headlines include the stock moving higher and an $85 billion shareholder-related development.
  • MA and V show durable payments-sector strength. MA is up 6.06% over 30 days and 3.27% over five days; V is up 3.09% over 30 days and 3.40% over five days. Both are outperforming the recent market tape on a short-term basis, with MA also clearly ahead over 30 days.
  • NVDA remains positive over 30 days at 5.63% despite a 4.57% five-day decline amid semiconductor weakness. The upcoming earnings focus is a concrete catalyst, and the longer-term momentum remains ahead of the benchmark rather than broken.
  • AMZN is modestly ahead of the benchmark over 30 days at 3.46%, essentially matching the S&P 500, while its business remains represented among the portfolio's large positions. This supports holding through a mild five-day pullback of 1.03% rather than treating it as a confirmed trend reversal.
  • The broader risk backdrop is less hostile than the daily headlines imply: the S&P 500 is up 3.52% over 30 days and the VIX is down 18.87%. Today's technology weakness and chip-stock selling therefore look like a pullback within a still-positive monthly market trend, based on the evidence provided.
  • There are additional asymmetric catalysts in weaker recent performers: AAPL has foldable-iPhone details emerging, while Alphabet's constructive fund memory identifies Waymo's expansion into more cities and international markets. These catalysts warrant patience, although their current 30-day momentum is weaker than the leaders.
bear case · conviction 0.91

The portfolio and candidate list show a meaningful deterioration beneath a positive S&P 500 tape: several holdings are losing money or materially underperforming the benchmark, while multiple prospective names exhibit negative 30-day momentum. The clearest risks are concentrated in AAPL, META, UNH, and GOOGL, with META and UNH combining current losses with especially weak recent momentum. Expanding into the weaker candidates would risk buying into established downside rather than adding confirmation.

  • The S&P 500 gained 3.5% over 30 days, yet AAPL fell 5.2%, META fell 14.9%, GOOGL fell 2.0%, and UNH fell 7.5%, indicating substantial relative weakness.
  • Three current holdings are below cost: UNH is down 2.7%, META is down 2.6%, and GOOGL is down 0.5%. Their losses are occurring despite the benchmark's positive return.
  • META is the most concerning established holding: it is down 14.9% over 30 days and remains below its average cost, creating evidence of both deteriorating momentum and unfavorable current positioning.
  • UNH also shows a dual warning signal, with a 7.5% 30-day decline and a current loss relative to cost. GOOGL has a smaller current loss but is still down over the recent period.
  • AAPL is not currently below cost, but its 5.2% 30-day decline is materially worse than the benchmark and threatens to erode its gain from average cost if weakness persists.
  • The candidate set contains several names with pronounced negative momentum: CORZ is down 20.5% over 30 days, META 14.9%, INTC 7.2%, WMT 7.4%, AMD 6.0%, and CAT 4.2%. These are poor starting points for new exposure without evidence of stabilization.
  • GLW's cautionary filing highlights multiple ways weakness could worsen, including inability to pace capital spending to customer demand, failure to expand margins, product or component problems, loss of significant customers, customer financing or payment problems, litigation, regulatory developments, and technology change.
  • The broad list of declining candidates, including APLD, AVGO, GLW, PG, TSLA, and WMT, suggests weakness is not isolated to one industry. Adding several such names could compound momentum and execution risk.
risk case · conviction 0.98

The primary capital risk is concentration: 71.4% of invested assets are held in just AAPL, AMZN, and JNJ, while 70.8% of invested assets are concentrated in Information Technology and Consumer Discretionary. Cash is a meaningful 25.8% of the total portfolio and provides a buffer, but the invested portion remains highly dependent on a few large positions and sectors.

  • AAPL is the largest position at 27.3% of invested assets, creating the greatest single-name exposure.
  • AMZN is 24.9% and JNJ is 19.2%; together with AAPL, these three positions represent 71.4% of invested assets.
  • Information Technology represents 40.1% and Consumer Discretionary 30.7% of invested assets, for a combined 70.8% sector concentration.
  • The remaining positions are relatively small, with MSFT at 8.7%, GOOGL at 7.0%, and all other holdings at 5.8% or less, limiting their diversification impact.
  • Cash at 25.8% materially reduces the amount of capital exposed to equity positions, but it does not eliminate concentration within the invested allocation.
  • The evidence does not establish portfolio performance relative to the benchmark; the benchmark return therefore does not change the concentration assessment.

Cash thesis

Cash is 25.8% of the portfolio, slightly above the 25% threshold, and is intentionally retained. It offsets substantial concentration in AAPL, AMZN, JNJ, and technology/consumer-discretionary exposure, preserves capacity for a confirmed opportunity after current chip-sector volatility and event risk, and avoids averaging into laggards. The opportunity cost is acceptable because the portfolio already has meaningful equity exposure and the current evidence does not establish a high-conviction entry.

Full commentary

Bear case response

Accept: AAPL, META, UNH, and GOOGL have materially lagged the positive 30-day SPY return, with META and UNH also below cost; this is a valid reason not to average down. Accept: META's 14.9% 30-day decline is the clearest negative momentum signal among current holdings and warrants monitoring for stabilization before any addition. Accept: weak watchlist momentum in CORZ, INTC, AMD, WMT, CAT, and other declining names does not justify new positions without confirmation. Accept: concentration in AAPL, AMZN, and JNJ is the portfolio's dominant risk, and the cash reserve should be preserved rather than deployed broadly. Partially reject: relative strength in MSFT, JNJ, MA, V, and JPM is sufficient to support continued ownership, though not aggressive adds after advances. Partially reject: NVDA's five-day weakness is a warning, but its positive 30-day return and existing modest position support holding through the event rather than selling preemptively. The final conclusion aligns with the bear case on restraint, while retaining profitable core positions because no thesis-breaking company-specific evidence is supplied.

Market summary

The 30-day backdrop remains constructive, with SPY up 3.18% and the VIX down 18.87%, but today’s tape is risk-off in technology and semiconductors. Market breadth is uneven: MSFT, JNJ, MA, V, and XOM show relative strength, while AAPL, META, UNH, GOOGL, and much of the chip/watchlist universe lag. With NVDA earnings apprehension and no verified new catalyst supporting a portfolio addition today, the evidence favors patience.

Portfolio assessment

Portfolio value is $1.037 million with 25.8% cash. The core holdings are profitable overall, especially JNJ, MSFT, AMZN, V, MA, and JPM, but concentration remains material: AAPL, AMZN, and JNJ dominate invested assets. AAPL has resumed short-term strength but remains down 5.2% over 30 days; AMZN is near benchmark-like 30-day performance; JNJ has been a strong defensive relative-strength contributor. Existing leaders should be retained, but no additional capital should be committed until market and single-name signals are clearer.

Risk assessment

The principal risk is concentration rather than broad market stress. AAPL, AMZN, and JNJ account for most invested capital, while technology and consumer-discretionary sensitivity remains high. AAPL, META, UNH, and GOOGL are lagging SPY over 30 days, and NVDA faces near-term earnings-related volatility after a weak five-day period. Holding cash reduces total-equity beta but does not remove the potential impact of a reversal in the largest positions. Recent memory emphasizes selective trimming of weakening names and avoiding repeated, contradictory trades; therefore, no reactive adjustment is made today.

← August 21, 2026